Illiquidity Budget Estimator

Venture capital funds typically lock up capital for 10–12 years. Before committing, the question is simple: how much of your wealth can you afford not to touch? This estimator models a conservative answer.


Liquid and illiquid — exclude primary residence
Total household, including housing, insurance, childcare
18 months
6 mo18 mo36 mo

This estimator uses simplified assumptions about liquidity needs and does not account for individual tax obligations, debt service, insurance, healthcare costs, or other financial commitments. The output is illustrative and should not be used as a basis for investment decisions. Actual liquidity needs vary based on personal circumstances.

Esinli Capital is not a registered investment adviser, broker-dealer, or member of FINRA or SIPC. Nothing on this page constitutes investment advice, tax advice, or a recommendation to buy or sell any security. All inputs are illustrative. All outputs are estimates based on simplified models. Consult a qualified financial advisor before making investment decisions.

Considering venture capital for your portfolio?Learn how it works →